In this case we recommend you to use Big Spending and distribute the expense over a period of time. That way, your budget won’t be extremely negative on few days and the app is useful. A good example is gasoline. If you had to pay 100 Euro for gas, but the gas lasts a week, then you should use Big Spending and spread the expense over 7 days.
If you want to put credit card payment info into the app, please go to “Big Spendings”, tap “Create a new Big Spending”, then enter the amount and the last day for the payment. The amount will be deducted from your budget until the full amount is paid.
Big Spending will help you to save up for big expenses, like holidays: you can set the amount and due date and the amount will be deducted every day until the full amount is accumulated.
For example, if you want to go on a holiday which costs $1500 in 5 months, then you can enter this into Big Spending. The app will deduct $10 everyday (calculated as $1500/5months/30days) until the full amount is saved up.
The app helps and urges you to plan and save up, before spending. Please use the feature Big Spending. Enter the amount you wish to save up, and due date, and the app puts away enough money from your daily budget so you can save up the full amount before making a purchase.